We Unveil your Financial Path through Retirement
With detailed financial forecasts and insightful financial analyses from today until a distant future date. Our insights will provide you with the peace of mind you seek and empower you to take a proactive role in the management of your financial affairs during your retirement.
Explore Finivo
Gain clarity and confidence about your Future
All of us aspire to a long, stress-free retirement but understand that change can be challenging and a constant. It is natural to have concerns because of the uncertainties we all face and many will have concerns such as:
• Will my retirement investments last my lifetime?
• Will I be able to maintain my current lifestyle?
• Will I have the cash to pursue new hobbies or have extended holidays abroad?
• Will I need to find a new revenue stream, while I can?
• Will I be able to trade in my car and buy another, every 8 to 10 years?
• When will I need to sell my house and downsize or rent and what will be the impact on my retirement financial plan?
• What happens to my retirement savings if the markets crash or inflation becomes excessive?”
At Finivo, we help you understand how your retirement will unfold using different scenarios. We offer detailed annual financial forecasts, sensitivity analyses, risk assessments, and scenario comparisons to give you a holistic view of your financial status throughout retirement.
These reviews are crucial for those over 50, as options (e.g. working longer, saving more, starting a new business etc.) to address financial shortfalls rapidly become limited as you age.
We are independent and provide unbiased and data-driven analysis. We do not sell financial products or pass your information to investment and other financial brokers.
Our fees are agreed in advance with our clients. We do not earn any commissions or receive incentives from third parties.
Our service provides solid financial data that will assist your investment advisor in adapting your retirement investment plan to changing circumstances and needs.
Confidentiality is assured.
Cash Flow Forecasting
Wealth Forecasting
Sensitivity Analyses
Risk Assessments
Estate Review and Calculation
What do we do?
independent retirement financial forecasting and advisory service
More About Finivo
extensive experience in both financial and general management
Ian Tennant is the principal of Finivo Retirement Financial Forecasting and Advisory Services.
Ian is a qualified chartered accountant with extensive experience in both financial and general management. He completed his articles with PriceWaterhouseCoopers and spent almost two years in the London office, specialising in technology. He spent nearly 20 years with Multichoice Africa initially as CFO then CEO for sub-Saharan Africa, managing operations in over 40 countries through a combination of joint ventures, franchises, and agents.
Ian approaching retirement himself, understands the financial concerns and anxiety experienced when approaching or during retirement due to a lack of personal financial information. His mission is to empower retirees to manage their finances by providing a long-term view of their financial status during retirement and giving them the peace of mind that they seek.
Who are our typical clients?
Our clients are successful men, women and couples over 50 concerned about their future financial well-being and lifestyle. Their financial literacy may not be sufficiently strong to foresee or understand their financial status and net worth over the next couple of decades. They have comfortable and happy lives and yearn for peace of mind that this will be sustained for the rest of their lives.
Industry Expert
Why Choose Us?
• Personalised Planning: Your retirement plan is personal and unique, and our forecasts will identify any unforeseen risks or deviations from your goals that may occur over time, if not addressed.
• Detailed Financial Forecast: We track your cash and investments in detail, month by month and year by year. It will highlight when actions need to be taken, be they lifestyle or financial.
• Sensitivity Analyses and Risk Assessments: You will understand which economic and market changes will most impact your finances and to what extent. Risks will be identified and suggestions made to mitigate these risks.
• Experienced Professional Service: This service is provided by an experienced chartered accountant, passionate about helping non-financial seniors understand and successfully manage their unique journey through retirement. With years of experience, he will help guide you step by step through your retirement financial plan.
• Return on Investment: The value of having a detailed understanding of your road through retirement, being forewarned of potential bumps along the way, and having the ability to take corrective action while still being able, is invaluable. The “peace of mind” and “sense of empowerment” dividends that you will derive from the information will be incalculable.
• Ongoing Support: Life changes over extended periods, and so should your plan. We offer an ongoing service to ensure your strategy stays relevant and adapts, if necessary, to address risks and take advantage of opportunities.
• Confidentiality is Assured: Personal financial information is sensitive, which we respect. We will sign and honour a non-disclosure agreement between us.
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Start Today for a Worry-Free Tomorrow
Retirement should be about enjoying life, not worrying about finances. Contact us and take the first step toward financial security.
